Effective Date: 2/21/2026

Agreement to Terms

By accessing this website or registering for a workshop with Maryland Medicare 101 (“we,” “us,” or “our”), you agree to be bound by these Terms of Service. If you do not agree with these terms, please do not use our website or services.

Educational Purpose Only

Maryland Medicare 101 provides free educational workshops designed to help individuals better understand Medicare and related coverage options. Our workshops are informational in nature.

Attendance at a workshop does not obligate you to purchase any insurance product.

No Guarantee of Coverage or Plan Availability

We do not offer every plan available in your area. Any information presented during workshops or on this website is for general educational purposes only and may not reflect all plan options, benefits, or pricing available to you.

Insurance plan availability, premiums, provider networks, and benefits may vary by location and individual circumstances.

Not Medical or Legal Advice

The information provided on this website and during workshops is not medical, legal, or tax advice. You should consult with appropriate licensed professionals regarding your specific situation.

Eligibility and Use

This website and services are intended for individuals 18 years or older, primarily those eligible for Medicare or approaching eligibility.

You agree to provide accurate and truthful information when registering for workshops or submitting forms.

Intellectual Property

All content on this website, including text, graphics, logos, and materials, is the property of Maryland Medicare 101 and may not be copied, reproduced, distributed, or used without written permission.

Limitation of Liability

To the fullest extent permitted by law, Maryland Medicare 101 shall not be liable for any direct, indirect, incidental, or consequential damages arising from:

• Use of this website
• Attendance at workshops
• Reliance on educational materials
• Decisions made based on workshop content

All use of this website and participation in workshops is at your own discretion.

Third-Party Links

This website may contain links to third-party websites for informational purposes. We are not responsible for the content, privacy practices, or policies of those websites.

Privacy

Your use of this website is also governed by our Privacy Policy. By using our website, you consent to the practices described in that policy.

Compliance with Medicare Regulations

Maryland Medicare 101 operates in accordance with applicable federal Medicare marketing guidelines and Maryland insurance laws. Workshops are conducted as educational events. If insurance products are discussed, all required disclosures will be provided as required by law.

Modifications

We reserve the right to update or modify these Terms of Service at any time. Updated terms will be posted on this page with a revised effective date.

Contact Information

Maryland Medicare 101
Email: mdmedicare101@gmail.com
Phone: 410-688-5568